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| Manufactured Home Land Financing and Refinance Lenders, 50 States All Housing Types Welcome...Single Family Homes, Townhouse, Condo's, Manufactured, Modular and Mobile Homes |
| 30 YEAR FIXED MORTGAGE offers low mortgage rates on purchase or refinance home loans with the security of knowing your payments won't change after you refinance or buy a home, no matter how much rates fluctuate. FHA MORTGAGE Take advantage of refinancing your home with as little as 5% equity. An FHA mortgage refinance offers the benefit of a federally insured home loan with the low fixed mortgage rate you are looking for. JUMBO MORTGAGE Need a larger home loan with a smaller rate and lower payments? Finding the right Jumbo Loan can be difficult. Let our experts do the work for you. USDA MORTGAGE Under the terms of the program, an individual or family may borrow up to 100% of the appraised value of the home, which eliminates the need for a down payment. VA LOANS The VA Home Loan program allows veterans with qualifying income and credit to purchase a primary residence without putting any money down towards the sale price of the home, as long as that sale price does not exceed the appraised value of the home. Veterans do need money towards closing costs as well as earnest money, which the seller generally requires when a sales contract is signed. Closing costs may be paid by the seller, which can be negotiated when the sale price of the home is set. VA JUMBO LOAN Qualifying customers can now apply for a VA Jumbo Loan up to $1,000,000 utilizing the VALoans.com Super Max program. You can apply for a home loan with no money down under new VA Loans Maximum Guaranty Amount guidelines: No money down for qualified borrowers for home loans up to a maximum of $417,000 or the higher limits for certain counties. The VA guarantees the loan up to a maximum guaranty amount of 25% of the loan. Let's find the best loan for you. Once you've found or have the perfect home, you need the perfect loan to pay for it. If you don't see it - ASK Thank You For Choosing Earth Works Trust Mortgage - Home Loans - Refinance - Mortgage Refinance - Mortgage Rates - Home Equity |
| Mortgage - Home Loans - Refinance - Mortgage Refinancing - Mortgage Rates - Home Equity |
| Main Benefits of FHA Mortgages Since 1934, the Federal Housing Administration (FHA) had helped American homeowners afford more than 35 million properties. You could be next! Let our qualified loan professionals help you with this decision. In this time of tightening credit guidelines for home mortgages and deflated home values, FHA loans are more popular than ever. FHA guidelines are designed to offer more flexibility for evaluating individual borrowers. If you don't have much money for a down payment, or if your credit history has a few blemishes, then maybe an FHA Loan is right for you. FHA home loans for manufactured homes on land, as well as other residential home types, are popular with people looking to purchase and refinance a home. Here the main benefits of FHA mortgages. To purchase, you can borrow 96.50% of the value of a home. Some down payment can come from gifts or grants. That means people with moderate incomes or who are first-time homebuyers may have a better shot at meeting FHA guidelines. A 620 FICO score or higher will make you a more serious contender to get approved. You also won't be automatically disqualified if you have a foreclosure, bankruptcy, or short sale in your past. FHA home loans can be used to refinance as well as purchase a home. Up to 85% LTV for cash out refinances, and up to 97.75% for a straight rate and term refinance. The streamline refinance is for mortgages already insured by FHA. You'll need to be current on your payments to qualify but won't need a new appraisal or credit check. People who are self-employed may qualify for an FHA mortgage if they have tax returns for the previous two years, a current balance sheet, and a profit and loss statement. People who've been self-employed for a year could qualify if they had a stable employment history the previous two years and still work in the same field. FHA offers the 203(k) loan for homes that are fixer-uppers. This program allows you to get a mortgage for the amount of the purchase price plus the funds needed to make repairs and improvements to a house you plan to live in as your primary residence. Let our loan specialists help you with the right loan product today! |
| Yes! Land Home FHA loans are Still Available! |
| Need a low payment for your big loan? A Jumbo Mortgage offers a choice between fixed or adjustable rates, with maximum flexibility for home financing for larger loans. Need a loan between $417,000 and $2,000,000? Need flexible rates and terms? Need quick turn-around for your jumbo purchase or refinance? Your search ends here with our jumbo loan experts dedicated to personal service and the best loan options tailored to YOU! Plus. we have an A+ rating with the Better Business Bureau |
| Loan Amounts above $417,000 Lock In Your Lowest Payment Today! JUMBO LOAN Fixed and Adjustable Rates FHA JUMBO LOAN Higher loan limits and lower rates mean easier qualifying VA JUMBO LOAN 0 Down for loans up to your county limit SUPER JUMBO LOAN Loans exceeding $2,000,000 plus |
| Alabama AL, Alaska AK, Arizona AZ, Arkansas AR, California CA, Colorado CO, Connecticut CT, Delaware DE, Florida FL, Georgia GA, Hawaii HI, Idaho ID, Illinois IL, Indiana IN, Iowa IA, Kansas KS, Kentucky KY, Louisiana LA, Maine ME, Maryland MD, Massachusetts MA, Michigan MI, Minnesota MN, Mississippi MS, Missouri MO, Montana MT, Nebraska NE, Nevada NV, New Hampshire NH, New Jersey NJ, New Mexico NM, New York NY, North Carolina NC, North Dakota ND, Ohio OH, Oklahoma OK, Oregon OR, Pennsylvania PA, Rhode Island RI, South Carolina SC, South Dakota SD, Tennessee TN, Texas TX, Utah UT, Vermont VT, Virginia VA, Washington WA, West Virginia WV, Wisconsin WI, Wyoming WY, Loans Home Financing and Refinancing Home Loans Copyright ©1999-2012 Earth Works Trust Inc. All Rights Reserved Earth Works Trust Financial Services doesn't lend money directly to borrowers, though we are a direct source to approved national lenders and licensed independent mortgage professionals in your local area. This allows for the widest variety of housing loan options to meet your needs. We also work to make sure you have the resources you need when researching for a residential or manufactured home loan. We've developed tools to make it easier to find the right loan product. Submission of this loan request form gives permission to contact you concerning housing loan products, Privacy policy: We respect your privacy! Your information will be kept confidential and disclosed only as allowed by law. |